Lending Club Loan Results Raw

id,sub_grade,expectation,variance,Default Probability 8665928,B5,1.136,0.01,0.049 8645804,B5,1.095,0.044,0.111 8635728,B4,1.086,0.04,0.101 8624787,A5,1.083,0.018,0.056 8600961,A4,1.083,0.009,0.05 8625693,B4,1.082,0.039,0.092 8560925,B2,1.081,0.032,0.087 8664782,A5,1.081,0.006,0.037 8635899,B3,1.08,0.047,0.111 8645262,A4,1.079,0.007,0.04 8580811,B5,1.079,0.059,0.116 8635851,B2,1.079,0.028,0.077 8665590,B1,1.078,0.025,0.073 8624669,B5,1.077,0.051,0.118 8645347,B3,1.076,0.056,0.114 8625601,B1,1.076,0.023,0.065 8599340,B2,1.076,0.032,0.077 8570788,A5,1.075,0.023,0.068 8556262,C1,1.073,0.051,0.109 8625507,A5,1.073,0.023,0.075 8156254,A3,1.073,0.01,0.048 8645743,A4,1.072,-0.001,0.039 8615423,B4,1.072,0.043,0.136 8601204,A4,1.07,0.007,0.021 7688658,A4,1.07,0.014,0.056 8570676,A5,1.069,0.01,0.058 8645018,A3,1.068,0.009,0.049 8599624,A5,1.068,0.024,0.065 8665535,A3,1.067,0.006,0.042 8625759,A5,1.066,0.021,0.065 8611036,B4,1.064,0.08,0.151 8655497,B1,1.064,0.039,0.101 8625859,A4,1.064,0.014,0.057 8644994,A2,1.063,0.006,0.043 8599330,A1,1.063,0.004,0.025 8655111,A5,1.062,0.03,0.085 8655331,B1,1.062,0.032,0.086 8570722,A4,1.061,0.014,0.056 8615366,A4,1.061,0.021,0.062 8561090,A3,1.061,0.016,0.056 8591038,A5,1.061,0.033,0.087 8625378,B1,1.06,0.043,0.107 8645630,A2,1.06,0.004,0.03 8625306,A4,1.06,0.013,0.052 8665776,B4,1.06,0.054,0.126 7715166,A4,1.06,0.014,0.053 8615289,A3,1.059,0.016,0.057 8366180,A4,1.059,0.016,0.057 8625828,A5,1.058,0.019,0.057 8615363,B1,1.058,0.035,0.086 8665715,A4,1.057,0.017,0.06 8589750,A3,1.057,0.024,0.077 8610431,A3,1.057,0.01,0.048 8609432,A3,1.056,0.017,0.055 8610466,A1,1.056,0.007,0.042 8578082,B2,1.056,0.049,0.113 8645742,C1,1.056,0.087,0.209 8591018,A3,1.055,0.019,0.065 8615427,A5,1.054,0.026,0.07 8635313,A5,1.054,0.031,0.08 8590224,A1,1.054,0.006,0.039 8625423,B3,1.054,0.057,0.12 8556787,A2,1.054,0.006,0.039 8615288,A1,1.053,0.006,0.032 8625430,A2,1.053,0.007,0.043 8654956,A2,1.053,0.01,0.046 8645115,A5,1.052,0.028,0.082 8560623,A2,1.052,0.009,0.046 8600677,A4,1.052,0.022,0.063 8601117,A5,1.051,0.033,0.086 8615649,B2,1.051,0.045,0.134 8635703,A3,1.051,0.024,0.075 8655082,B3,1.051,0.056,0.142 8635823,B3,1.051,0.054,0.125 8610660,A3,1.05,0.021,0.071 8579974,A4,1.05,0.029,0.074 8635781,A5,1.05,0.028,0.091 8615329,A3,1.05,0.018,0.057 8624911,A5,1.05,0.032,0.084 8625370,B3,1.05,0.067,0.138 8560232,A2,1.049,0.015,0.056 8635763,B1,1.049,0.034,0.094 8590986,B4,1.049,0.064,0.12 8624915,A1,1.049,0.006,0.033 8610085,A3,1.049,0.02,0.056 8545025,A5,1.049,0.046,0.116 8655856,A1,1.049,0.009,0.043 8580015,A4,1.048,0.029,0.084 8581130,A4,1.048,0.027,0.067 8599656,A3,1.048,0.021,0.058 8577993,A5,1.047,0.033,0.078 8615260,A2,1.047,0.013,0.049 8635833,A1,1.047,0.005,0.029 8600102,A1,1.047,0.01,0.044 8635439,A1,1.047,0.009,0.044 8615642,B3,1.047,0.049,0.114 8665808,C2,1.047,0.079,0.244 8610423,A3,1.046,0.024,0.065 8590470,A4,1.046,0.027,0.065 8615020,A3,1.046,0.032,0.089 8624691,A1,1.045,0.011,0.045 8561011,A3,1.045,0.02,0.051 8600445,A2,1.045,0.015,0.047 8625141,A2,1.044,0.014,0.049 8560817,A2,1.044,0.014,0.049 7718893,A3,1.044,0.022,0.058 8614717,A1,1.044,0.006,0.028 8559618,A3,1.043,0.019,0.061 8614783,A4,1.043,0.027,0.063 8634888,A3,1.042,0.025,0.072 8645740,B5,1.042,0.065,0.18 8634916,A5,1.042,0.038,0.108 8580114,A4,1.042,0.026,0.064 8654664,A3,1.041,0.022,0.064 8581081,A4,1.041,0.033,0.075 8625393,A2,1.041,0.018,0.058 8625856,B5,1.04,0.082,0.174 8615450,A5,1.04,0.038,0.085 8495063,A4,1.04,0.03,0.093 8654669,A4,1.04,0.032,0.078 8580021,A1,1.04,0.012,0.04 8645090,A5,1.039,0.037,0.082 8635725,B1,1.039,0.041,0.082 8625016,A4,1.039,0.036,0.088 8560145,A4,1.039,0.021,0.055 8601146,A2,1.039,0.016,0.05 8665509,A4,1.038,0.033,0.1 8665938,B2,1.038,0.052,0.147 8610154,A5,1.038,0.037,0.111 8635817,A3,1.037,0.031,0.07 8570522,A5,1.037,0.031,0.073 8544914,A2,1.037,0.015,0.047 8635867,C5,1.037,0.118,0.329 8625384,A4,1.037,0.035,0.092 8598028,A5,1.037,0.036,0.084 8591006,A4,1.036,0.034,0.083 8560715,A3,1.036,0.036,0.078 8655407,A5,1.036,0.035,0.08 8136799,B1,1.036,0.042,0.099 8591125,A5,1.036,0.034,0.075 8645590,A4,1.036,0.033,0.072 8316406,A2,1.035,0.02,0.056 7616697,B1,1.035,0.045,0.105 2794585,B1,1.035,0.037,0.084 8665492,A1,1.034,0.013,0.05 8615849,B3,1.034,0.062,0.125 8557263,B3,1.034,0.069,0.17 8607098,A1,1.034,0.023,0.04 8634802,A1,1.033,0.011,0.043 8615534,A2,1.033,0.035,0.081 8577658,A4,1.032,0.036,0.08 8587531,A3,1.031,0.029,0.069 8590466,A4,1.031,0.033,0.102 8635884,A4,1.031,0.038,0.098 4796572,B2,1.031,0.054,0.137 8655503,A5,1.031,0.04,0.093 8615083,A2,1.03,0.024,0.067 8654685,B1,1.03,0.053,0.122 8664985,A3,1.03,0.028,0.069 8635677,A3,1.03,0.024,0.062 8615812,A5,1.029,0.034,0.084 8625746,B1,1.029,0.045,0.11 8611148,A4,1.029,0.04,0.095 8590742,A5,1.029,0.032,0.085 8561191,A3,1.028,0.029,0.072 8624851,A1,1.028,0.018,0.058 8596751,A3,1.028,0.034,0.088 8634644,A4,1.028,0.034,0.085 8645621,A5,1.028,0.043,0.121 8609218,A2,1.028,0.016,0.053 8664845,A5,1.028,0.04,0.107 8534998,A4,1.027,0.035,0.104 8635587,B2,1.027,0.06,0.138 8567976,A5,1.027,0.046,0.093 8645361,A3,1.027,0.036,0.086 7905056,A3,1.027,0.038,0.081 7367412,A1,1.026,0.023,0.057 8365245,A3,1.026,0.032,0.067 8556406,A5,1.026,0.049,0.11 8625386,A1,1.026,0.025,0.061 8559676,A1,1.025,0.022,0.068 8635423,A2,1.025,0.024,0.067 8580205,A3,1.025,0.042,0.105 6694827,A5,1.025,0.036,0.09 8665251,A4,1.025,0.04,0.09 8655136,A5,1.024,0.042,0.094 8580237,A4,1.024,0.047,0.104 8654758,B2,1.024,0.063,0.16 8570875,A1,1.024,0.023,0.051 8614781,B1,1.023,0.056,0.141 8608896,A5,1.023,0.041,0.113 7684618,A2,1.023,0.027,0.069 8579988,A3,1.023,0.036,0.084 7694585,A4,1.023,0.038,0.088 8535349,A4,1.022,0.041,0.116 8571227,A4,1.022,0.033,0.082 8625392,A5,1.021,0.048,0.109 8569772,A2,1.021,0.03,0.063 8577919,A5,1.02,0.049,0.105 8608221,A1,1.02,0.022,0.05 8665868,B2,1.019,0.059,0.187 8655726,B4,1.019,0.074,0.146 8561144,A5,1.019,0.045,0.105 8635520,A2,1.018,0.029,0.071 8587993,A3,1.018,0.043,0.096 7628056,A4,1.018,0.043,0.097 8654858,A5,1.017,0.052,0.126 8544925,B3,1.016,0.081,0.207 8601257,A5,1.016,0.049,0.103 8568202,A4,1.016,0.04,0.095 8664849,A4,1.015,0.04,0.099 8645591,A4,1.015,0.028,0.092 8615069,A2,1.015,0.027,0.07 8665815,A3,1.014,0.041,0.129 7956821,B4,1.013,0.08,0.214 8571207,A3,1.01,0.047,0.123 8645792,A3,1.009,0.045,0.095 8579661,A5,1.009,0.053,0.145 8611130,A4,1.009,0.036,0.096 8665140,A1,1.005,0.035,0.058 8655243,B4,1.004,0.082,0.212 8610152,A5,1.004,0.061,0.124 8571139,A4,1.002,0.049,0.109 8580186,A1,1.002,0.041,0.087 8560129,A5,1.0,0.059,0.157 8589480,A2,0.998,0.048,0.123 8615608,A5,0.997,0.064,0.166 8560774,A5,0.994,0.067,0.174 8560362,A4,0.992,0.056,0.156 8127997,C3,0.992,0.111,0.301 8645079,A1,0.992,0.042,0.084 8655608,A4,0.983,0.061,0.138 8214986,A4,0.978,0.061,0.151 8610887,A5,0.967,0.077,0.184 8665823,B3,0.962,0.099,0.242 8580818,A4,0.955,0.073,0.15 8571354,A3,0.954,0.069,0.243 8601222,A5,0.951,0.081,0.194 8580857,A4,0.948,0.082,0.195